“You will face many defeats in life, but never let yourself be defeated.”  —Maya Angelou, writer and civil rights activist   In life, difficult times are inevitable. However, with some effort, you can lift your spirits and be optimistic. As one of the leading premium retirement homes for NRIs, we share with you a few tips to lift your spirits when you are feeling stuck:    1. Practise yoga:   Focussing on your asanas and taking deep breaths can redirect your attention towards the present moment. It has been found that yoga not only reduces stress, anxiety, and depression, but also boosts positive energy.    2. Go on a nature walk:    Whenever you are stressed, taking a short nature walk can be good for your body, mind, and spirit. You can also join a group – it has been found that group walks in nature can have a positive impact on one’s psychological and emotional well-being. So next time, you are heading for a nature walk, take a friend or a family member along.    3. Help someone:    Your mood instantly gets better when you help others. You can start with smaller acts of kindness such as help someone prepare for an exam or volunteer at a local library. This can help you feel better and reduce stressful and negative thoughts.    4. Read uplifting books:    There is nothing like reading a motivating and inspiring book for real comfort.  If you want some good cheer, dive into inspiring books that are funny and heart-warming. You can dedicate 15 minutes to 20 minutes every day to reading inspiring stories.    5. Try something new:   You may experience stressful and negative thoughts because post-retirement days may seem monotonous after a while. If you find yourself in a rut, shake up your routine by trying something new. Visit a local tourist attraction or join hobby classes such as pottery, dancing, or music. It has been found that trying something new is linked to an increase in dopamine, the feel-good hormone, that is responsible for positive emotions.    Looking for premium retirement homes for NRIs? Planning to spend your retirement life back in India? Explore our premium retirement home in Bangalore. The premium retirement home will have senior-friendly apartments, 24X7 security, dining services, fitness centre, spa, salon, and other facilities that will help you live a truly fulfilling life as you age. If interested, you can book a virtual tour or call us at +91 8884555554. To know more about purchase of property by NRI in India, check our NRI Zone.

With the rising popularity of senior living homes in India, many NRIs are choosing to come back to their motherland after living abroad for years. With senior-friendly retirement homes coming up in metros and tier 2 cities, NRIs have little apprehension of finding good retirement homes that match their desires and comfort levels. Our senior living communities in India match the needs and desires of those who love and appreciate fine things in life. If you are an NRI planning to purchase a property in India, here are some frequently asked questions and their answers:    Question 1: What are the rules for purchase of property by an NRI in India?  You can buy residential or commercial property. There is no cap on the number of residential or commercial properties that you can buy in India.    Question 2: Is RBI permission required for sale of property by NRI? NRIs and Overseas Citizens of India (OCIs) do not need any prior approval from the RBI to buy or transfer a property.    Question 3: What documents are required for an NRI to buy property in India? Some of the documents you will need to buy a property in India include:  Passport or OCI card Valid visa  PAN Card Power of attorney Note: In some cases, additional documents may be required. If you are applying for property loan, you will also need documents such as:  Work permit Employment contract Latest salary certificate Payslips  Latest income tax return Bank statement of NRE and NRO accounts    Question 4: What is the difference between an NRI and NRE account? An NRE account is used for depositing your foreign earnings. An NRO account is used for managing the income earned in India. Interest income from NRE accounts is exempt from tax. The interest earned on an NRO account is taxable.    Question 5: What is the mode of payment for NRI home loans? Payments are done through NRO, NRE, NRNR, and FCNR accounts.    Looking to buy a retirement home in India?  Planning to spend your golden years back in your motherland? Explore The Virtuoso at Budigere Cross, Bengaluru, India’s first independent senior living community designed to international standards. From  senior-friendly apartments and security to dining services, all the aspects of this community have been thoughtfully designed to offer an uncompromising lifestyle to our residents. To know more about The Virtuoso at Budigere Cross, book a virtual tour or call us at +91 8884555554.