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NRI buying property in India Archives - Columbia Pacific Communities
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Why should seniors volunteer?

April 1, 2023

Categories : NRI Corner | Retirement Planning

Seniors can derive a great sense of satisfaction from volunteering. It not only helps seniors give back to society, but also helps seniors develop new skills and socialise with like-minded people from diverse backgrounds. As one of leading senior homes in Bangalore, we share some of the useful insights on the importance of volunteering for seniors. Seniors can stay active and engaged: Volunteering is a wonderful way for seniors to improve both their physical and mental abilities. Through volunteering, seniors can stay physically active and improve their creativity and problem-solving skills. Here are a few insights on how volunteering can help seniors stay physically and mentally active:   Mobility: When volunteering, seniors have to stay physically active and do jobs such as organising camps, workshops, and charity events. Participating in these activities can encourage seniors to stay mobile and active. Socialisation: When seniors participate in volunteering activities, they improve their socialising skills. They interact with different people and in the process make new friends. Happiness: Volunteering reduces stress and depression and makes seniors feel happy and content about their work. Seniors can discover a sense of purpose and meaning: Volunteering is a rewarding experience for seniors as it helps them give back to their communities and feel a sense of satisfaction from making a difference in the lives of others. Seniors can work for organisations that help homeless people. They can also work for shelter homes for children and women. Seniors can also support large scale causes and movements, such as environmental conservation, human rights, and animal welfare. Sense of belongingness: When seniors work with other like-minded people, they develop a sense of community and shared purpose, which can improve their overall well-being. Seniors can learn new skills: Seniors can learn new and valuable skills through their volunteering work. Also, they can hone their existing skills. Here are some of the skills that seniors can develop when they actively volunteer: On-the-job training: Some volunteering opportunities require on-the-job training. It offers hands-on experience in a specific field. Leadership and teamwork skills: Most volunteering work involves resource mobilisation which requires impeccable leadership skills. Communication skills: Volunteering requires good communication skills. Seniors can significantly improve their communication skills by interacting with people from diverse backgrounds. Problem-solving skills: Volunteering involves finding solutions to different problems and challenges. This can help seniors hone their problem-solving skills. Technical skills: Seniors can learn using new software, tools, and equipment. Project management skills: Seniors can improve their management skills such as planning, budgeting, and time management. Read More – Online Volunteering Opportunities for Seniors: List Curated by a Leading Retirement Home in India Are you an NRI buying property in India? Are you looking for senior homes in Bangalore?  Explore our NRI buying property in India . We offer a wide range of high-end facilities and amenities to ensure that you enjoy your retirement life with convenience, comfort, and peace of mind. To know more about our retirement homes, call us at +918884555554 or book a virtual tour.

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Are you an NRI buying property in India? Here are some reasons to buy the best retirement homes for NRIs

February 6, 2023

Categories : Retirement homes | Retirement Homes For NRI

Are-you-an-NRI-buying-property-in-India

Retirement homes are slowly becoming a way of life as families are becoming nuclear and the best retirement homes for NRIs offer you a secure and caring environment to live in independence without the pressures of maintaining a full-fledged home. Here we discuss  some useful insights on buying the best retirement homes for NRIs:  Retirement homes have an entire senior-friendly ecosystem: One of the key advantages of the best retirement homes for NRIs is that, unlike standard apartments, all the services and amenities are senior-friendly. Our retirement homes are fully serviced. This means daily nutritious meals, housekeeping, laundry, and maintenance of the property are all taken care of. There are 24/7 security personnel, emergency call systems in each apartment, and security cameras throughout the community. You will enjoy a better housing experience at a low cost:  India has a lower cost of living compared to many other countries, especially in terms of housing costs. This means that you can potentially buy a better retirement home for a lower price compared to what you would be able to afford in your home country. You will get access to quality healthcare: India has a well-developed healthcare system with many world-class hospitals and medical facilities.  The best retirement homes for NRIs like ours have 24X7 ambulance services and medical assistance. We also have partnered with nearby hospitals so that you can access good quality healthcare when needed.  You have diverse options to choose from:  You can choose to buy apartments, villas, or row houses in retirement communities that are no less than a township. These townships are designed keeping in mind your comfort and convenience.   You will find retirement homes designed to international standards:  Gone are those days when retirement homes were synonymous with run-down buildings, unhygienic conditions, and poor-quality food. In India,  there are many retirement homes that are designed to international standards and offer a worry-free retirement lifestyle. In our retirement homes, you will find:  On-site dining options: Our retirement homes have on-site dining facilities that offer breakfast, lunch, and dinner. Dining options include communal dining rooms and casual cafeterias.  Fitness centers: Our retirement homes have gyms with senior-friendly equipment. The clubhouse has facilities for indoor rooms where you can play chess, table tennis, and snookers. We also host exercise classes, such as yoga and aerobics classes.   Concierge services: Our retirement homes have concierge services to assist you with booking cabs and movie tickets and planning excursions.  Social and recreational activities: At our retirement homes, you will find a wide range of social and recreational activities, such as clubs and interest groups, movie nights, game nights, and outings to local attractions. Looking for the best retirement homes for NRIs?  Thoughtfully designed, our retirement homes for NRIs have an upscale atmosphere and modern amenities. The modern amenities and services support a vibrant and independent retirement lifestyle. To know more about our retirement homes for NRIs, call us at  +918884555554. For our premium retirement home for NRIs in Bangalore, book a virtual tour to see how your life will look in our senior living community.

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Looking to buy premium retirement homes for NRIs? Key things to keep in mind

January 17, 2023

Categories : NRI Corner | Premium retirement homes for NRIs

After working hard for years, many NRIs dream of spending their retirement years back in India. The sense of belongingness and seeing familiar faces are some of the attractions for NRIs. The Indian money value in the currency exchange is also an added advantage for NRIs buying property in India. However, if you are looking to buy premium retirement homes for NRIs, there are many things to keep in mind. Let us take a look at those key points:  Power of Attorney If you are an NRI buying property in India and are unable to travel to India, you can still buy a retirement home using a power of attorney. A power of attorney is a legal document. It is written authorization given to a trusted person to act on your behalf at the time of buying a property. The power of attorney needs to be attested at the Indian Embassy.  This is done to avoid any future conflicts.  Property registration Being an NRI, you can buy residential or commercial properties excluding agricultural land. As of now, there is no cap on the number of properties you can buy. Before buying a property in India, always check property documents such as title deeds, previous deeds, and tax receipts. Registration should be done at the sub-register office. Home loan Being an NRI, you must buy the Indian property by paying in Indian currency. As per the Reserve Bank of India, you can take home loans from Indian banks. There are several documents and criteria that you must fulfill. For instance, you need to furnish copies of:  Passport Valid visa  Work permit Contract of employment Work experience certificate Salary certificate Statements of non-resident external (NRE) or non-resident ordinary (NRO) accounts  Generally, banks will provide loans of up to 80% of the property value. However, RBI approval is necessary.  Tenure of home loan While an Indian citizen can avail of loans with a maximum tenure of 30 years with some banks, the tenure for NRI home loans is restricted. It is available within the range of 5-15 years.  Income tax Once you have bought premium retirement homes for NRIs in India, you will have to pay income tax to the Indian government.  Income tax is applicable on all properties bought with the purpose of investment or self-use. However, NRIs are granted certain tax benefits. It is a good idea to find out about the house tax deduction benefits that you are eligible for.  If you are planning to visit India to tour and buy premium retirement homes for NRIs, here is a useful read on questions to ask — this will help you make an informed choice.  Looking to buy premium retirement homes for NRIs?  Our premium retirement homes for NRIs will have premium living spaces available in four different sizes. Designed to international standards, our retirement homes will have various senior-friendly amenities such as a fitness center, spa center, yoga deck, walking path, swimming pool, and facilities for indoor and outdoor games. The community will also have a bistro, restaurants, clubhouse, and business center. To know more, book a virtual tour or give us a call at +918884555554.

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How to reconnect with your adult children? Read some useful insights by one of the premium retirement homes for NRIs

September 26, 2022

Categories : NRI Corner

Premium retirement homes for NRIs

When children are young, it is easy to spend time with them as you get to see them daily. However, when they move out and have their own life, both professional and personal, you do not get to see them at the dinner table as often as you want. For many parents, staying in touch with older children can be a bit difficult. If you are one such parent, here is an interesting read. As one of the premium retirement homes for NRIs, we share some useful insights on reconnecting with your adult children:   Communicate in whatever way they are comfortable: Effective communication is the key to maintaining a healthy relationship and you have to know how to communicate with your children. For example, whilst you may prefer to pick up the phone and call your children, they may prefer to text or chat online. Try different modes of communication and see which combination works for you and your children. As per a study, parents who maintain positive relationships with their children typically communicate with them in three modes: phone calls, texting, and meeting in person.   Learn a skill together: Learning a new skill together can be a great way to deepen your relationship with your adult children. It can help you get past old roles and experience something new as equals. This is a chance to broaden your horizons whilst enjoying quality time with your children.   Respect their adulthood and seek advice: As a parent, it is important to recognise that your adult children have life experiences that can be useful to you in many different areas of your life. Whether you are facing financial problems, work-related issues, and family issues, it can be helpful to turn to your children for advice. This also shows maturity on your part, as you are demonstrating that the relationship has evolved. By sharing advice as friends and equals, you will create the friendly connection you want while also respecting their expertise.   Set dinner dates: If you have more than one child, you probably see them all together at the same time for birthdays, festivals, holidays, or family get-togethers. However, it is important to make time for all of them individually. Schedule lunch or dinner dates where you meet your children on a one-on-one basis. These dates provide an opportunity for you to listen to what they have to say without the distraction of other family members. Also, individual dates help your child feel special and appreciated.   Go camping together: A study found that camping can be a great way for families to bond and strengthen their relationships. One of the main reasons why camping is so beneficial is because it helps you spend quality time together with your children without any distractions such as Wi-Fi or social media.   Go for a concert together: Rather than just buying them tickets to a concert, ask them if you can tag along. Taking an interest in the music that they like, demonstrates an open-mindedness that they will respect. Sharing those experiences can get conversations going beyond family issues.   Are you an NRI buying property in India? Check these premium retirement homes for NRIs   Our premium retirement home for NRIs in Bangalore is designed to international standards. It will have a clubhouse, business centre, restaurant, bistro, multi-purpose hall, outdoor deck and nutrition bar by the swimming pool, salon, and spa. To know more details about our premium retirement home for NRIs, book a virtual tour call us at +91 8884555554.

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How can seniors create a serene home? Useful decor ideas by one of the leading premium retirement homes for NRIs

September 10, 2022

Categories : Ageing Tips | NRI Corner | Retirement Planning Tips

Premium retirement homes for NRIs

Your home is your refuge. It is where you feel safe and relaxed. As you grow older, a well-designed space can help promote a sense of serenity and peace. As one of the leading premium retirement homes for NRIs, we share with you tips to transform your home into a serene sanctuary: Choose a calming colour palette: Bright colours are energising while muted colours are calming. To create a calming space, use white, off-white, grey, and beige. These colours give the house a clean and crisp vibe. If you want something vibrant and tranquil, go for muted shades of blue, green, pink, and yellow. They will lend the home a happy vibe. Embrace natural lighting: According to a study, sunlight exposure has been positively associated with better cognitive functioning. Sun-filled rooms can help you feel energised. To maximise the natural light in a room, opt for sheer curtains instead of heavy drapes. Remove furniture near the windows to allow uninterrupted sunlight to enter the room. Hang a mirror opposite a window to reflect the rays around the room. Create a place for everything: Organising should be about convenience so that you know where to find what you need. A good way to organise your home is to devote 15 to 20 minutes a day to get things in order. Use organisers, folders, and baskets to make sure everything has a place. Surround yourself with things you love: While it is important to declutter your house, it is also important to decorate your home with keepsakes that make you smile. This does not mean buying new things, you can update old things. For instance, if you have an upholstered sofa chair that you love, decorate it with a faux fur throw or cushion. This design trick will add both comfort and textural contrast to your existing furniture piece. Decorate with natural elements: By adding natural home decor to your space, you can mimic nature. Decorate empty corners with tall and sculptural houseplants. This will fill the void and add a great organic look to a room. Decorating your home with wooden furniture or bamboo sculptures is also a great way to create a rustic look. Looking for premium retirement homes for NRIs? Are you an NRI buying property in India? Explore our premium retirement home for NRIs in Bangalore. Our premium living spaces are designed to offer exquisite comfort. Our retirement home will have community spaces such as restaurants, bistros, business centres, and multi-purpose halls. Also, the community will have a world-class gym with state-of-the-art cardiovascular and strength-training equipment, a calm yoga deck, open-air swimming pool, and facilities for indoor and outdoor games. If you are looking for the premium retirement homes for NRIs, book a virtual tour of our senior living community in Bangalore or give us a call at  +918884555554.

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Prepare for life after retirement: useful insights for NRIs looking for premium retirement homes in India

July 27, 2022

Categories : NRI Corner | Retirement Planning Tips

Premium retirement homes for NRIs

As an NRI buying property in India, focusing on the financial aspects of retirement is important. But there is another angle — the personal aspect that deserves much attention. While you are in the workforce, you live by the clock and professional commitments take up most of your time. Without planning what you will do after retirement, you may find yourself restless and craving for something unknown. Here we share with you a few tips to prepare for life after retirement. Read books about life after retirement Reading books about life after retirement can help you find your purpose and passions. Books can help you create a roadmap to an enjoyable, fulfilling, and purposeful life. Filled with wisdom, advice from those who have already retired, books on retirement can help you re-imagine your life and try new possibilities. If you are looking for some great titles to get started, here is a useful read. Consult a retirement coach:  While you may dream to smoothly exit your professional life and sail into the next phase of life, it can sometimes be difficult to fill the void of not having packed schedules. Retirement coaches can help make this transition a bit easier. By identifying challenges that you may face during the transition, they can help you navigate the complex emotions. A retirement coach can help you see retirement as the beginning of a new life and not an end. Find out what gives your life a purpose: You may view retirement as a vacation. But when you are done holidaying, it can be daunting to find ways to give meaning and purpose to everyday life. It is therefore important to identify pursuits that will offer you happiness, purpose, and meaning. For some people, it could be volunteering at a local charity, learning a new language, pursuing a hobby, or spending quality time with family and friends. Being proactive about what kind of life you wish to lead after retirement can make the transition easier. Looking for premium retirement homes for NRIs? If you are an NRI buying property in India, explore our premium retirement homes in Bangalore. The retirement community will have four different apartment sizes for you to choose from. Designed to meet international standards, the community will have senior-friendly amenities such as a senior-friendly gym, spa, salon, rooftop swimming pool, restaurant, bistro, library, and games room. There will also be an active monthly social calendar so that you can find hobbies and activities that interest you. Book a virtual tour or call us at +91 8884555554 for more details.  

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If you are an NRI buying property in India, take a look at the best cities to retire in

May 18, 2022

Categories : NRI Corner

NRI buying property in India

After working hard till a certain age, many NRIs dream of spending their golden years back in India. Having lived abroad for many years, NRIs look for a retirement destination that matches their needs and desires in terms of comfort and convenience.  If you are an NRI buying property in India, here are some of the best Indian cities that can help you enjoy your retirement life to the fullest. These cities have great healthcare facilities, good connectivity, and amazing social life.    Bangalore: Known for its pleasant weather, Bangalore is a great retirement destination where seniors can enjoy retirement life to the fullest. The city has a thriving social life – seniors will love the city’s quaint restaurants, traditional food joints, historical sites, and beautiful parks. The city also has some of the best hospitals. Our premium retirement home in Bangalore is India’s first independent senior living community designed to international standards. Some of the amenities offered at our retirement home includes 24×7 security, dining services, swimming pool, fitness centres, spa, salon, 24/7 medical care, home style, nutritious meals, concierge services and more. Coimbatore: Also known as the Textile Capital of the South, Coimbatore is one of the best retirement cities in India. Surrounded by the Western Ghats, the city is blessed with exquisite scenery. The climate remains the same throughout the year. Also, the city has numerous  hospitals, including several multi-speciality hospitals. Our senior living communities in Coimbatore have partnered with local hospitals for round-the-clock medical care of our residents. Puducherry: If you want to enjoy your golden years enjoying the sun, sand, and sea, Puducherry is the place for you. Known for its beautiful beaches, French cafes, and French-styled architecture, Puducherry will offer seniors something to look forward to every day. Our retirement homes in Puducherry are equipped with modern and senior-friendly amenities, high-quality facilities, and 24/7 on-site maintenance support. Chennai: It is for a reason that Chennai is called India’s health capital. International as well as domestic tourists visit Chennai for high quality medical treatment. This is one of the reasons why Chennai lists in the best cities to retire in India. Besides healthcare facilities, the city has a great cultural scene, good infrastructure and connectivity. Our retirement homes in Chennai offer senior citizens an active lifestyle with unique experiences.   Looking for retirement homes in India?    Planning to spend your golden years back in India? Explore our retirement homes in India. Book a virtual tour or call us at +91 8884555554. 

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NRIs buying property in India: check these FAQs and their answers

April 21, 2022

Categories : NRI Corner

NRIs buying property in India

With the rising popularity of senior living homes in India, many NRIs are choosing to come back to their motherland after living abroad for years. With senior-friendly retirement homes coming up in metros and tier 2 cities, NRIs have little apprehension of finding good retirement homes that match their desires and comfort levels. Our senior living communities in India match the needs and desires of those who love and appreciate fine things in life. If you are an NRI planning to purchase a property in India, here are some frequently asked questions and their answers:    Question 1: What are the rules for purchase of property by an NRI in India?  You can buy residential or commercial property. There is no cap on the number of residential or commercial properties that you can buy in India.    Question 2: Is RBI permission required for sale of property by NRI? NRIs and Overseas Citizens of India (OCIs) do not need any prior approval from the RBI to buy or transfer a property.    Question 3: What documents are required for an NRI to buy property in India? Some of the documents you will need to buy a property in India include:  Passport or OCI card Valid visa  PAN Card Power of attorney Note: In some cases, additional documents may be required. If you are applying for property loan, you will also need documents such as:  Work permit Employment contract Latest salary certificate Payslips  Latest income tax return Bank statement of NRE and NRO accounts    Question 4: What is the difference between an NRI and NRE account? An NRE account is used for depositing your foreign earnings. An NRO account is used for managing the income earned in India. Interest income from NRE accounts is exempt from tax. The interest earned on an NRO account is taxable.    Question 5: What is the mode of payment for NRI home loans? Payments are done through NRO, NRE, NRNR, and FCNR accounts.    Looking to buy a retirement home in India?  Planning to spend your golden years back in your motherland? Explore The Virtuoso at Budigere Cross, Bengaluru, India’s first independent senior living community designed to international standards. From  senior-friendly apartments and security to dining services, all the aspects of this community have been thoughtfully designed to offer an uncompromising lifestyle to our residents. To know more about The Virtuoso at Budigere Cross, book a virtual tour or call us at +91 8884555554.

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